With the development of cryptocurrency technologies, traveling with digital assets has become not only possible, but also more convenient. Don’t take a rain check on traveling abroad. Crypto cards are the best thing since sliced bread, it allows you to spend cryptocurrency in regular stores and on services abroad, making travel easier and more profitable. A crypto debit card is an ideal tool for those who want to use their digital assets abroad, avoiding the hassle of exchanging currencies. In this day and age, there are many different crypto cards on the market that offer a variety of bonuses, cashback, and preferential terms. In this article, we will consider the top 5 crypto debit cards for paying abroad.
1. CrossFi Debit Card – Innovation in DeFi and Travel
You can’t have your cake and eat it too but you can order a CrossFi card and pay everywhere you need. CrossFi is a crypto debit card designed with decentralized finance (DeFi) integration in mind, making it ideal for globies. It gives users a chance to not merely easily convert cryptocurrency into fiat money, but also use their assets with minimal fees.
ATM withdrawal limits: up to €300 free each month, 2% thereafter.
There are no spending, or ATM withdrawal limits
Sweeteners for travelers: instant currency conversion, no hidden fees.
Calculation example:
Let’s assume you’re in Paris and need to withdraw €200 in cash and make a €150 purchase in a restaurant. We know that you are already on cloud nine, but with the CrossFi card you will be even happier.
Withdrawal amount is €200. Assuming the withdrawal limit is not reached, the cash withdrawal will be free for you. Total transaction amount = €200. Restaurant bill: purchase amount – €150, conversion fee: 1.99% of €150 = €2,985, total purchase amount: €150 + €2,985 = €152,985
The CrossFi crypto card allows you to conveniently manage your assets, minimizing fees when using cryptocurrency for purchases and cash withdrawals, there are no additional fees for currency exchange, which saves even more money if you travel frequently.
2. Crypto.com Visa — flexibility and high rewards
The Crypto.com card offers different card tiers, which depend on the amount of CRO tokens held. The more CRO you hold in your account, the more bonuses and benefits you get.
Cashback : Up to 5% depending on the card tier.
Free cash withdrawals: Up to $400 per month.
FX fees: No fees for purchases within limits.
Sweeteners for travelers: Free airport lounge access for premium cards.
Sample:
Let us hypothesize that you spend $2,000 on flights and hotels, then with the top-tier Crypto.com card, you can get up to $100 in cryptocurrency cashback, which is a significant savings. However, to do this, you will need to freeze CRO worth about $4,000.
3. Binance Visa Card – for Binance fans with high cashbacks
Oldy worldy Binance Visa Card is one of the most popular solutions for users of the largest crypto exchange in the world. The card offers high cashback rewards and minimal fees.
A penny saved is a penny earned, сashback is up to 8% in BNB.
Cash withdrawal limits: up to €1,000 per day.
Currency exchange fee: 0%.
Travel features: the card is supported in all places where Visa cards are accepted, making it a versatile tool for international travel.
Example:
When purchasing goods for €1,500 abroad, you can get up to €120 in cashback in BNB, making this card one of the best for those who often spend high. However, such high rewards are only available to users who hold a huge numbers of BNB on their accounts.
4. Nexo Debit Card — Unique Credit Line System
Nexo offers a whole new thing outside the box – a crypto debit card with a special credit line model that allows you to spend crypto without selling it. Risk takers will be over the moon! Instead of selling crypto, users can take out a loan against their assets, allowing them to preserve the potential growth of crypto.
Cashback: Up to 2% in NEXO tokens or 0.5% in BTC.
Free cash withdrawals: Up to €10,000 per month for premium users.
Credit line interest rates: From 0%, depending on the user tier.
Let us see how that works:
Just fancy that you need €5,000 for travel expenses, but you don’t want to sell your crypto assets. With Nexo, you can take out a loan against your crypto and still get 2% cashback — that’s about €100 in NEXO, which is good for long-term investors.
5. Monolith — a solution for supporters of decentralized storage
For those who puts value upon complete self-storage of their assets, Monolith offers a non-costodial crypto card. This card works on the Ethereum blockchain and supports all ERC-20 tokens.
It’s all about fees and limits:
No currency conversion fees.
Cash withdrawal limits are up to £300 per month for free.
Features for travelers: support for all major ERC-20 tokens.
This card is a real catch for those who want to use their cryptocurrencies directly, with no frills, but the lack of cashback may be a drawback for benefit seekers.
Comparative Table
| Card | Cashback | Monthly Free ATM Withdrawals | FX Fees | Best For |
| CrossFi | 2% | €500 | 0% | DeFi users, low fees, flexible travel |
| Crypto.com | Up to 5% | $400 | 0-1.5% | High-volume users, CRO holders |
| Binance | Up to 8% | €1,000 | 0% | BNB investors, frequent flyers |
| Nexo | Up to 2% | €10,000 | 0% | Credit line, no asset liquidation |
| Monolith | None | £300 | 0% | Self-custody enthusiasts |
What to Look for When Choosing a Crypto Card for Travel
If you think that it’s hard to choose crypto card, we hasten to let you know that it’s as easy as 1, 2, 3:
First off, focus attention on cashback and rewards: Binance and Crypto.com offer high cashbacks, but require you to hold tokens to access the best terms.
Thereupon do a check of currency conversion fees: Zero-fee cards like CrossFi are ideal for those who don’t want to lose money on currency exchanges.
Cash withdrawal limits are just as important as conversion fees: For those who frequently withdraw cash, Nexo and Binance offer higher limits.
And round out the picture availability: Not all cards are available in all countries, so make sure the card works in your region of residence and travel before choosing.
Conclusion
If you hunt for a convenient crypto debit card for travel with low fees and flexible terms, CrossFi is a stellar choice owing to its DeFi integration and low currency conversion fees. For users looking for high cashbacks, Crypto.com and Binance cards are better choices, but they require you to hold certain tokens in your accounts. Nexo is the perfect card for those who want to use their crypto assets as collateral for a loan while still allowing them to grow. Monolith is a great choice for those who prefer decentralized asset storage.
Crypto cards are becoming more and more convenient and profitable for international travel every year, offering users freedom and control over their digital assets.Make hay while the sun shines, that’s our advice.
